Horse Business Insurance options

Horse business insurance, also referred to as commercial equine liability or commercial stable insurance, is available for those involved in any kind of business related equine activity: boarding, breeding, lessons, instructors and trainers.

Equine Liabilty

These policies are designed to help protect you from anyone who is injured by your equine business.

This coverage also pays for legal fees to defend against a lawsuit.

Example: a customer falls while getting off one of your horses is hospitalized and later sues you. Your commercial equine policy will pay lawyers to defend you against the claim and ultimately pay any legal damages or settlement amount.

Note: injury to someone else's horse is generally not covered (see below for coverage for this type of claim.)

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Care, Custody & Control

This coverage is designed to protect you in the event that an animal owned by someone else is injured or killed while under your control.

Like equine liability, this coverage also pays for your legal defense.

Example: a horse you are boarding breaks its leg. Your CCC policy will pay lawyers to defend you against the lawsuit and ultimately pay any legal damages or settlement amount.

Note: injury to your own horses or damage done by another's horses in in your custody.

Horse Insurance Companies

Markel Insurance

Fry's Equine

Hallmark Equine

Equisure

AgriRisk

Horse Insurance Specialists

Broadstone

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